Debt Payoff Planner

Debt Payoff Planner ADHD Edition

Debt Payoff Planner (ADHD Edition)

I built this for you to plan debt payoff one small step at a time.

You get a calm, step by step system. It does the hard maths for you. You focus on one payment at a time.

Building this yourself would mean building a serious technical system. I already built it. You just open it and use it.

Specifications

FormatComplete offline application. Runs entirely in the browser.
Works offlineYes. Works offline in the browser.
SignupNo signup.
App installNo app install.
ServerNo server.
DataData stays on your own device.
GuideIncludes PDF guide.
ScreensToday, Debts, Payoff Plan, Payments, Milestones, Calm Corner, Settings
Payoff PlanSnowball, Avalanche, Custom

What’s Included

  • The complete offline Debt Payoff Planner application
  • PDF guide

Features

  • A payoff engine that compares Snowball, Avalanche, and Custom plans side by side, with total interest and your debt free date
  • An extra payment stepper
  • A one off payment simulator
  • A month by month payoff schedule
  • Interest maths, built in
  • Milestones that unlock automatically
  • Payment tracking
  • Calm Corner, with a mood check in and breathing
  • Themes and dark mode
  • Simple and Full modes
  • JSON backup export and import
  • CSV export
  • Sample data, with a clear choice to explore or start fresh
  • Works offline, with no server, no signup, and no app install

How It Works

  1. Open the application in your browser.
  2. Explore the sample data, or start fresh.
  3. Add your debts.
  4. Compare Snowball, Avalanche, and Custom plans side by side.
  5. Track payments and watch milestones unlock.

See the Products page for the full catalogue, and the Free Demos page for demos with each product.

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